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I got so many bills to pay12/27/2023 Pressure to be the first in the family to attend college. After never going to the dentist until she was 18, she now geeks out learning about gum surgery, earning about $45,000 a year.Ī series of false starts came first. For Rhonda, a loan helped her discover a dental assistant career she loves both for the work and for the pay. "Or you do after you've done it - you're like, 'God, what did I do?' "ĭebt is powerful, which is why most Americans have it. "You don't think about it," says the 45-year-old. Rhonda Alvarez, a mother of two teenagers in Ohio, is a dental assistant trained for "expanded functions" like assisting with fillings. Over a year ago, more than a third of Americans said they could not cover an unexpected $400 home repair or hospital bill without going into debt - or at all. While people with the lowest incomes face the biggest challenges, even some households making above $200,000 are straining to pay basic expenses.įor many families, walking the tightrope of financial stress, with little to no savings, is hardly a pandemic-specific condition. adults say they are having difficulty covering everyday costs such as food, rent or car payments. Today, amid the pandemic, a third of U.S. In fact, survey after survey for years has found that most people in the U.S. "To me it was like, oh my God, how much will this screw with our budget?"Īn unexpected bill like that is what separates millions of Americans from financial disaster. "He didn't tell me he hid it in the trunk of the car, and I found it," Debi says, laughing, 14 years later. ![]() But they both remember one purchase - Nick's $600 bass amplifier - that prompted one of the biggest fights in their four decades of marriage. Debi and Nick Lemieur had all the markers of a middle class life. Debi and Nick Lemieur stand together at their home in Havertown, Pa.Ī house.
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